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78910 Montego Bay Circle, Bermuda Dunes, CA 92203

$415,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,415 Status: Active

Current Price: $415,000 List Date: 2/04/2026 Last Modified: 3/22/2026

Overview

Description

Located inside the gated Bermuda Dunes Country Club, this Montego Circle residence offers true lock-and-leave living with one of the most comprehensive HOA packages in the Coachella Valley. Monthly dues include 24-hour guarded gate security, exterior building and roof maintenance, community insurance, water, trash service, cable TV, high-speed internet, and meticulous landscaping throughout the community. Residents also enjoy multiple pools, heated spas, a tennis court, and golf course frontage with mountain views. This is a community designed for convenience. No exterior maintenance. No roof worries. No surprise assessments. Just predictable monthly ownership and resort-style amenities handled for you. Ideal for full-time residents, seasonal owners, or buyers downsizing from a single-family home who want lifestyle, security, and simplicity without giving up location or views.

Listing Details MLS# 219142230

General Property Information

Total Bedrooms: 2
Full Baths: 2
Approx SqFt: 1415
Total Baths: 2
SqFt Source: Assessor
Fireplace: Yes
Total Fireplaces: Yes
Pool: Yes
Garage: Yes
Garage Description: Attached
Sprinklers: No
Building # of Stories: Yes
Lot Size Source: Builder
Year Built: 1984
Furnished: Unfurnished
Cross Streets: Adams St. and 42nd St.

Property Features

Sale Type: Standard Listing Terms: Cash; Cash to New Loan; Conventional; FHA Possession: Close Of Escrow Lot Description: 2 - 4 Lots Lot Location: Greenbelt; On Golf Course View Type: Desert; Golf Course; Hills; Mountain(s); Valley Property Orientation Faces: Leisure Faces East; Leisure Faces West Other Structural Features: Slab Other Equipment: None Property Condition: Updated/Remodeled Fencing: Fenced; Split Rail Disclosures: CC & R; Exclusions Call Agent; Planned Development Community Features: Golf Course Within Development Building Style: Contemporary; Other Levels: Ground; Ground Level, No Unit Above; One Entry Location: Ground Level - No Steps Unit Location: Ground Floor; Inside Unit Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Exhaust Fan; Refrigerator; Self Cleaning Oven; Stackable W/D Hookup; Washer; Water Line to Refrigerator Range Hood: Yes Warmer Oven Drawer: No Kitchen Features: Corian Counters; Remodeled Eating Areas: Breakfast Counter/Bar; Living/Dining Combo Bedroom Features: All Bedrooms Down; Main Floor Bedroom; Main Floor Primary Bedroom; Primary Retreat; Primary Suite Bathroom Features: Linen Closet; Shower & Tub; Shower Stall; Tile Shower; Tub Only Doors: Sliding Doors Exterior Construction: Hard Coat Stucco; Stucco Foundation: Slab Flooring: Carpet; Laminate; Stone Tile Cooling Type: Air Conditioning; Ceiling Fan(s); Central Air Pool Location: Community Pool Accessories: Pool Sweep; Safety Fence; Safety Gate Pool Construction: In Ground Pool Description: Community; Exercise; Fenced; Heated; In Ground Heating: Central; Fireplace(s); Forced Air; Heat Pump; Hot Water Heating Fuel: Natural Gas Fireplace Location: Living Room Fireplace Features: Decorative; Gas; Gas Starter; Glass Doors; Metal Rooms: Family Room; Great Room; Living Room Interior Features: Bar; Beamed Ceilings; Cathedral Ceiling(s); High Ceilings (9 Ft+); Laundry-Closet Stack; Open Floorplan; Recessed Lighting; Storage; Track Lighting; Two Story Ceilings; Vaulted Ceiling(s); Wet Bar TV Services: Cable TV Laundry: Electric Dryer Hookup; In Closet Volt 220 Location: In Kitchen; In Laundry Security Safety: 24 Hour Security; Card/Code Access; Community; Gated Community Disability Access: Grab Bars in Bath(s); Wheelchair Adaptable Window Treatments: Drapes; Screens; Skylight(s) Roofing: Asphalt; Clay Tile; Common Roof; Flat; Foam; Tar/Gravel; Tile Patio Features: Concrete Slab; Covered Utilities: Electricity Connected; Natural Gas Connected; Phone Connected; Water Connected Sewer: Septic Tank Water: In Street; Water District Water Heater Feature: Gas; Water Heater Unit Green Energy Efficient: Appliances; Thermostat Green Location: Transportation Green Sustainability: Conserving Methods Green Building Certification: Not Used Green Water Conservation: Reclamation Parking: Covered; Direct Entrance; Driveway; Garage Door Opener; Guest; Permit Decal; Side By Side; Unassigned Road Surface Type: Asphalt; Concrete Association 1 Frequency: Monthly Association 2 Frequency: Monthly Association 3 Frequency: Annually Association Amenities: Guest Parking; Maintenance Grounds; Management; Other Courts; Pet Rules; Sport Court; Tennis Courts Association Fees Include: Building & Grounds; Cable TV; Security; Trash; Water Association Pet Rules: Assoc Pet Rules; Breed Restrictions; Call; Size Limit; Submit Pets; Yes Land Lease Type: Fee Simple

Listing Location and Property Info

APN: 609432007
Original List Price: 428000
Property Sub-Type: Condominium
Street #: 78910
Street Name: Montego Bay
Street Suffix: Circle
County: Riverside
State: CA
Zip Code: 92203
Area: 312 - Bermuda Dunes
Country: US

Listing Info

Exclusions of Sale: Sellers Personal Property. and potted plants.
Short Term Rentals: No
Rental Restrictions: Yes
Will Consider Lease: No
School District: Desert Sands Unified

Tax Info

Tax Mello Roos: No

Property Info

Total # of Units in Complex: 75
Entry Floor Number: Yes
Green Features: Yes
Golf Course Within Development: Yes
Senior Community: No
Gated Community: Yes
PUD Y/N: Yes
Total Monthly Association Fees: 971
View: Yes

More Information

Status Change Info

Status Change Date: 2026-02-04

Water

Water District Name: Coachella Valley Water Discrict
In Street: Yes
Water District: Yes

Parking SpacesInformation

Total Garage Spaces: 2
Total Parking Spaces: 6

HOA Information

HOA: Yes
HOA Fee 1: 747
HOA Fee 2: 214
HOA Fee 3: 120

Association Information

Association Name: Montego Bay Circle HOA

DPR

DPR Eligible: Yes

Listing, Location and Property Info

New Construction: No
Entry Date: 2026-01-28
Land Type: Fee

Community Features

Golf Course Within Development: Yes

Fencing

Fenced: Yes
Split Rail: Yes

Utilities

Electricity Connected: Yes
Natural Gas Connected: Yes
Phone Connected: Yes
Water Connected: Yes

Sale Type

Standard: Yes

Road Surface Type

Asphalt: Yes
Concrete: Yes

Listing Terms

Cash: Yes
Cash to New Loan: Yes
Conventional: Yes
FHA: Yes

Possession

Close Of Escrow: Yes

Parking Spaces/Information

Total Covered Spaces: 2
Total Uncovered/Assigned Spaces: 2

Lot Description

2 - 4 Lots: Yes

Lot Location

Greenbelt: Yes
On Golf Course: Yes

View Type

Desert: Yes
Golf Course: Yes
Hills: Yes
Mountain(s): Yes
Valley: Yes

Property Orientation Faces

Leisure Faces East: Yes
Leisure Faces West: Yes

Other Structural Features

Slab: Yes

Other Equipment

None: Yes

Property Condition

Updated/Remodeled: Yes

Disclosures

CC & R: Yes
Exclusions Call Agent: Yes
Planned Development: Yes

Building Style

Contemporary: Yes
Other: Yes

Levels

Ground: Yes
Ground Level, No Unit Above: Yes
One: Yes

Entry Location

Ground Level - No Steps: Yes

Unit Location

Ground Floor: Yes
Inside Unit: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Exhaust Fan: Yes
Refrigerator: Yes
Self Cleaning Oven: Yes
Stackable W/D Hookup: Yes
Washer: Yes
Water Line to Refrigerator: Yes

Range Hood

Yes: Yes

Warmer Oven Drawer

No: Yes

Kitchen Features

Corian Counters: Yes
Remodeled: Yes

Eating Areas

Breakfast Counter/Bar: Yes
Living/Dining Combo: Yes

Bedroom Features

All Bedrooms Down: Yes
Main Floor Bedroom: Yes
Main Floor Primary Bedroom: Yes
Primary Retreat: Yes
Primary Suite: Yes

Bathroom Features

Linen Closet: Yes
Shower & Tub: Yes
Shower Stall: Yes
Tile Shower: Yes
Tub Only: Yes

Doors

Sliding Doors: Yes

Exterior Construction

Hard Coat Stucco: Yes
Stucco: Yes

Foundation

Slab: Yes

Flooring

Carpet: Yes
Laminate: Yes
Stone Tile: Yes

Cooling Type

Air Conditioning: Yes
Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Pool Location

Community: Yes

Pool Accessories

Pool Sweep: Yes
Safety Fence: Yes
Safety Gate: Yes

Pool Construction

In Ground: Yes

Pool Description

Community: Yes
Exercise: Yes
Fenced: Yes
Heated: Yes
In Ground: Yes

Spa/Hot Tub Construction

In Ground: Yes

Spa/Hot Tub Description

Community: Yes
Fenced: Yes
Heated: Yes
Heated - Gas: Yes
Hot Tub: Yes

Heating

Central: Yes
Fireplace(s): Yes
Forced Air: Yes
Heat Pump: Yes
Hot Water: Yes

Heating Fuel

Natural Gas: Yes

Fireplace Location

Living Room: Yes

Fireplace Features

Decorative: Yes
Gas: Yes
Gas Starter: Yes
Glass Doors: Yes
Metal: Yes

Rooms

Family Room: Yes
Great Room: Yes
Living Room: Yes

Interior Features

Bar: Yes
Beamed Ceilings: Yes
Cathedral Ceiling(s): Yes
High Ceilings (9 Ft+): Yes
Laundry-Closet Stack: Yes
Open Floorplan: Yes
Recessed Lighting: Yes
Storage: Yes
Track Lighting: Yes
Two Story Ceilings: Yes
Vaulted Ceiling(s): Yes
Wet Bar: Yes

TV Services

Cable TV: Yes

Laundry

Electric Dryer Hookup: Yes
In Closet: Yes

Volt 220 Location

In Kitchen: Yes
In Laundry: Yes

Security Safety

24 Hour Security: Yes
Card/Code Access: Yes
Community: Yes
Gated Community: Yes

Disability Access

Grab Bars in Bath(s): Yes
Wheelchair Adaptable: Yes

Window Treatments

Drapes: Yes
Screens: Yes
Skylight(s): Yes

Roofing

Asphalt: Yes
Clay Tile: Yes
Common Roof: Yes
Flat: Yes
Foam: Yes
Tar/Gravel: Yes
Tile: Yes

Patio Features

Concrete Slab: Yes
Covered: Yes

Sewer

Septic Tank: Yes

Water Heater Feature

Gas: Yes
Water Heater Unit: Yes

Green Energy Efficient

Appliances: Yes
Roof: Yes
Thermostat: Yes

Green Location

Transportation: Yes

Green Sustainability

Conserving Methods: Yes

Green Building Certification

Not Used: Yes

Green Water Conservation

Reclamation: Yes

Parking

Covered: Yes
Direct Entrance: Yes
Driveway: Yes
Garage Door Opener: Yes
Guest: Yes
Permit Decal: Yes
Side By Side: Yes
Unassigned: Yes

Association Amenities

Guest Parking: Yes
Maintenance Grounds: Yes
Management: Yes
Other Courts: Yes
Pet Rules: Yes
Sport Court: Yes
Tennis Courts: Yes

Association 1 Frequency

Monthly: Yes

Association Fees Include

Building & Grounds: Yes
Cable TV: Yes
Security: Yes
Trash: Yes
Water: Yes

Association 2 Frequency

Monthly: Yes

Association 3 Frequency

Annually: Yes

Association Pet Rules

Assoc Pet Rules: Yes
Breed Restrictions: Yes
Call: Yes
Size Limit: Yes
Submit Pets: Yes
Yes: Yes

Land Lease Type

Fee Simple: Yes

Documents

List of Upgrades ›

HOA Vs Non ›

Listing Office: Berkshire Hathaway HomeServices California Properties

Listing Agent: James Hardy

Last Updated: March - 22 - 2026

Information deemed reliable but not guaranteed.

760.799.7770